Community Bank’s Preferred personal credit line is a variable-rate, unsecured loan which you can use for overdraft security or even for basic purposes.
You are offered by this loan:
- Flexibility of the reusable personal credit line with check writing privileges
- Loan quantity between $2,500 and $10,000
- $30.00 fee that is annual
- Life insurance policies designed for this kind of loan
- Automated re re re payment draft offered by a bank-account
Personal Installment Loan
Community Bank’s personal bank loan is a fixed-rate loan that is frequently useful for basic purposes or debt consolidation reduction.
This sort of loan provides:
- Loan quantities between $3,000 and $10,000
- Terms from 24-months to 60-months
- Re Payments are a set amount that is monthly the life span regarding the loan
- Financial obligation Cancelation Protection is present because of this type loan
- Automated re re payment draft offered by a bank-account
Automobile Financing
Community Bank provides automotive loans through our branch places.
These loans offer:
- A fixed-rate, secured loan for the purchase of a unique or utilized automobile
- Terms for this style of loan:
- 36-66 months for a vehicle that is new
- 24-48 months for the utilized automobile
- Re re Payments are a set amount that is monthly the life span regarding the loan
- Financial obligation Cancelation Protection is present because of this type loan
- Automobile insurance is needed
- Automated re re payment draft offered by a bank-account
Home Equity Installment Loans
Community Bank features a wide range of Residence Equity Loans which can be tailor-made for virtually any situation. Regardless if you are seeking to lock a rate in or perhaps you want to have the flexibleness to create your very own loan utilizing the equity in your house, Community Bank has got the solution you are interested in.
Residence Equity Installment Loan
Our Residence Equity Installment Loan is just a fixed-rate, secured loan that is used for basic purposes.
This Residence Equity item provides:
- No penalty that is pre-payment
- A primary or lien that is second much of your residence
- Loan amounts from $15,000 to $100,000 with up to 80per cent Loan to Value financing available
- Terms are fixed for 10 or 15 years
- Monthly premiums are fixed when it comes to life of the mortgage
- Automated re payment draft available from a banking account
- Home insurance is needed
- Financial obligation Cancelation Protection can be obtained with this kind loan
- Escrow is available
- $349 Origination Fee
For a much greater savings, we provide a bi-weekly repayment choice that enables you to definitely spend your loan every fourteen days leading to considerable interest cost savings on the life of your loan. Bi-weekly payments must be drafted from a merchant account.
Residence Equity Very First
Community Bank’s Residence Equity First is just a fixed-rate loan guaranteed with a primary mortgage on your own residence that gives reduced prices and longer terms when compared to a main-stream house equity system. With a residential area Bank Residence Equity First, you’ll have the funding that is necessary reach finally your objectives. Benefit from the investing energy you will need, flake out knowing your price as well as your monthly premiums are fixed, and perhaps take advantage of a deduction at taxation time, be sure to contact your taxation consultant. With prices regarding the rise, now could be the time and energy to act!
This Home Equity item provides:
- No penalty that is pre-payment
- Loan amounts $15,000 to $200,000
- No points
- An initial lien on a main residence
- Automated re payment draft available from a bank account
- Loan is at the mercy of credit approval
- Home insurance coverage is needed
- Financial obligation Protection can be acquired because of this kind loan
- Escrow is available
For a much better savings, we provide a bi-weekly payment choice that enables one to spend your loan every fourteen days causing considerable interest cost savings within the life of your loan. Bi-weekly re payments have to be drafted from a merchant account.
RESIDENCE EQUITY VERY VERY FIRST – DISCLOSURE
10 Year Term – APR* 3.50%
*APR – Annual Percentage Rate. Other terms and prices available. Minimal loan amount is $15,000. At 3.50% APR, the payment routine with this loan kind will be $9.89 per $1,000 lent. Re Payments don’t add taxes and insurance coverage (if relevant). The real repayment responsibility might be greater. This loan type calls for an initial mortgage in online payday loans with no credit check Michigan your existing residence that is personal. Loan is at the mercy of credit approval. Home insurance is necessary. Ask Banker for details. This offer may be modified or discontinued without previous notice.
Prime Equity Personal Credit Line
A property equity line of credit, Community Bank’s Prime Equity personal credit line offers an interest that is variable straight linked with the Wall Street Journal Prime price.
This Residence Equity item provides:
- A primary or 2nd lien on a main residence
- Loan amounts from $10,000 to $100,000 with up to 80per cent Loan to Value funding available
- The flexibleness of the line that is reusable of with check writing privileges
- Term life insurance can be acquired with this style of loan
- Home insurance needed
- Automated re re re payment draft offered by banking account
- An earlier close charge in the quantity of $350 should be evaluated in the event that account is shut within 3 years through the date of application
- An maintenance that is annual in the quantity of $45.00 will soon be examined
Residence Mortgages
With a wide selection of house home loan items to select from, Community Bank can satisfy your every need.
To talk about your home loan requirements, you could phone the Mortgage Originator in your area at one of many true figures given just below:
Workplace
Lisa Clore, Senior Vice President & Director of Mortgage Lending NMLS# 506221
Melissa Pieczynski, Mortgage Originator NMLS#1030415